Terms of Service

1. Acceptance of Terms

By accessing or using the Medical Bill Analyzer service ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use the Service.

2. Description of Service

Medical Bill Analyzer provides automated analysis of medical bills to identify potential errors, overcharges, and savings opportunities. The Service includes:

• Document upload and text extraction
• Automated error detection and analysis
• Price comparison against benchmarks
• Generation of dispute letters and action documents
• Case management and tracking

3. User Accounts

To use the Service, you must create an account. You agree to:

• Provide accurate and complete registration information
• Maintain the security of your account credentials
• Promptly update your information if it changes
• Accept responsibility for all activity under your account
• Notify us immediately of any unauthorized access

4. Acceptable Use

You agree not to:

• Upload documents that you do not have the right to share
• Use the Service for fraudulent purposes
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the Service
• Reverse engineer or copy any part of the Service
• Use the Service to violate any laws or regulations
• Upload malicious code or files

5. Intellectual Property

The Service, including its original content, features, and functionality, is owned by Health.ai (operating CureMyBills.com) and is protected by copyright, trademark, and other intellectual property laws.

You retain ownership of the documents you upload. By uploading documents, you grant us a limited license to process them for the purpose of providing the Service.

6. Disclaimer of Warranties

We do not warrant that:

• The Service will be uninterrupted or error-free
• The analysis results will be 100% accurate
• The Service will meet all your requirements
• Any errors will be corrected

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CUREMYBILLS.COM / HEALTH.AI SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits or revenue
• Loss of data
• Business interruption
• Any other commercial damages or losses

Our total liability shall not exceed the amount you paid for the Service in the 12 months preceding the claim.

8. Not Medical or Legal Advice

9. Indemnification

You agree to indemnify and hold harmless Health.ai (CureMyBills.com) and its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including attorneys' fees) arising from your use of the Service or violation of these Terms.

10. Termination

We may terminate or suspend your account at any time for any reason, including breach of these Terms. You may terminate your account at any time by contacting us. Upon termination, your right to use the Service will immediately cease.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of material changes by posting the updated Terms on this page. Your continued use of the Service after changes constitutes acceptance of the modified Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be resolved in the courts of San Francisco County, California.